The Wealth Accelerator concept is adapted from traditional premium finance indexed universal life policies that have been used by the ultra-wealthy to not only safely grow their wealth rapidly to enjoy during retirement, but also to leave an enduring legacy for their families. 

The Wealth Accelerator utilizes a method by which individuals are able to participate in the growth of the stock market but not participate in years in which they lose money. It does so by utilizing an ingenious options strategy. Furthermore, bank leverage is used to leverage up the gains of the market. 

This strategy has been used for years by the rich as a Life Insurance Retirement Plan (LIRP). It may be of particular value to those high-income earners who have started their retirement planning later in their careers and are looking for something to accelerate their progress.