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Buck Joffrey, MD, is a surgeon turned serial entrepreneur, real estate investor, and financial educator with over $2 billion in real estate transactions. After completing his surgical training at the University of California, San Francisco, Buck quickly transitioned from medicine to entrepreneurship, building multiple businesses across real estate, internet, and health sectors. He is the host of the highly regarded Wealth Formula Podcast, a platform dedicated to empowering high-income professionals with actionable financial education and alternative investment strategies. Buck is also the #1 international best-selling author of 7 Secrets of Eternal Wealth, where he outlines the timeless principles that have helped professionals escape the rat race and achieve true financial freedom. His mission is to help others build lasting wealth through entrepreneurship, cash flow investing, and a mindset shift away from traditional Wall Street paradigms.
Buck Joffrey, MD
New York, NY
Mark Smith
DON'T JUST TAKE OUR WORD FOR IT
Wealth Formula Banking®
We’ll review your goals, walk you through how these strategies work, and show personalized projections based on your real numbers—so you can see exactly how to make your money work smarter.
FREE Consultation
At Wealth Formula, we focus on strategies that help high-income professionals and investors grow and protect their wealth more efficiently—without taking unnecessary risk. Wealth Formula Banking® and the Wealth Accelerator™ suite are institution-grade tools the ultra-wealthy have used for decades to maximize compounding, preserve capital, and build lasting financial legacies.
Wealth Formula Banking® uses a specially structured, overfunded whole life policy to let cash flow investors act as their own banker—earning tax-advantaged compounding while keeping liquidity to invest elsewhere.
The Wealth Accelerator™ and Wealth Accelerator Plus™ build on that same philosophy, combining market-linked growth, principal protection, and intelligent leverage to accelerate tax-free retirement income. Rooted in the proven strategies of the ultra-wealthy, these programs help late starters and high earners compress time, grow safely, and leave a meaningful legacy.
Speak with our experts for a personalized look at how to grow and protect your wealth through strategies that create tax-free income and keep your money working in multiple places at once.
Multiply Your Wealth- Safely, Predictably, and Tax-Free.
Multiply Your Wealth- Safely, Predictably, and Tax-Free.
Grow your money in two places at once
Earn compounding, tax-advantaged growth while investing elsewhere.
Stay liquid and protected
Access your funds anytime through policy loans without interrupting growth.
Build lasting Security
Gain asset protection, predictable growth, and a permanent death benefit.
Generate tax-free retirement income
Build lifelong, predictable cash flow that grows efficiently and free from taxes.
Accelerate your wealth safely
Capture market-linked gains while locking in a 0% loss floor.
Leave a lasting legacy
Grow your wealth while providing long-term security for your family.
Dr. Natalia Filipof
Chesterfield, MI
Dr. John Foley
Salt Lake City, UT
MEET OUR TEAM
Brandon Preece
Brandon Preece is a seasoned financial advisor specializing in advanced life insurance planning for high-net-worth individuals, families, and business owners. With a career spanning nearly two decades, Brandon is known for designing sophisticated insurance-based strategies that support wealth preservation, estate planning, tax mitigation, and legacy creation.
Since beginning his career in financial services in 2007, Brandon has developed deep expertise in integrating permanent life insurance with broader financial frameworks—often working alongside estate attorneys, CPAs, and family offices to ensure cohesive and tax-efficient outcomes. His approach emphasizes tailored solutions, ranging from premium financing and executive benefits to trust-owned life insurance structures and business succession planning.
Brandon earned his undergraduate degree from the University of Utah and an MBA from Westminster College, where he also obtained a master’s certificate in financial planning. This academic foundation, combined with years of practical experience, enables him to offer strategic guidance that aligns complex financial objectives with long-term security.
Zulfe Ali
Zulfe Ali is a financial professional with over 30 years of experience across public and private investment assets. He is the founder and CEO of Velerity Group, Inc., an SEC licensed broker dealer focused on bringing private placements and alternative investment opportunities to institutions, family offices, high net worth individuals and accredited investors.
In his prior role, Zulfe served as the Chief Investment Officer of a Middle East sovereign wealth fund where he implemented a global investment strategy across private equity, real estate, infrastructure and managed funds. He has also held the position of Managing Partner at a technology focused venture capital firm based in Washington DC and London. Zulfe started his career as an investment banker and eventually held senior roles at both JPMorgan and Bank of America.
Zulfe completed his Bachelor's degree in Mathematics from Carleton College and his MBA from Cornell University.
